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undergraduate thesis
Karakteristike hrvatskog tržišta osiguranja kredita
Završni rad
2020. urn:nbn:hr:145:032664
Brčina, Robert
Josip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
Chair of Management, Organization and Entrepreneurship

Cite this document

Brčina, R. (2020). Karakteristike hrvatskog tržišta osiguranja kredita : Završni rad (Undergraduate thesis). Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek. Retrieved from https://urn.nsk.hr/urn:nbn:hr:145:032664

Brčina, Robert. "Karakteristike hrvatskog tržišta osiguranja kredita : Završni rad." Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2020. https://urn.nsk.hr/urn:nbn:hr:145:032664

Brčina, Robert. "Karakteristike hrvatskog tržišta osiguranja kredita : Završni rad." Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2020. https://urn.nsk.hr/urn:nbn:hr:145:032664

Brčina, R. (2020). 'Karakteristike hrvatskog tržišta osiguranja kredita : Završni rad', Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, accessed 19 April 2024, https://urn.nsk.hr/urn:nbn:hr:145:032664

Brčina R. Karakteristike hrvatskog tržišta osiguranja kredita : Završni rad [Undergraduate thesis]. Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek; 2020 [cited 2024 April 19] Available at: https://urn.nsk.hr/urn:nbn:hr:145:032664

R. Brčina, "Karakteristike hrvatskog tržišta osiguranja kredita : Završni rad", Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, Osijek, 2020. Available at: https://urn.nsk.hr/urn:nbn:hr:145:032664

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Metadata
TitleKarakteristike hrvatskog tržišta osiguranja kredita : Završni rad
Title (english)Characteristics of the croatian credit insurance market : Final paper
AuthorRobert Brčina
MentorHrvoje Serdarušić (mentor)
GranterJosip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
(Chair of Management, Organization and Entrepreneurship)
Osijek
Defense date and country2020-09-14, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Sve veća financijska neizvjesnost uvjetovana izrazitim promjenama makroekonomskih trendova uz veću razinu financijske pismenosti potrošača dovela je do svjesnosti i mogućnosti zaštite od rizika nemogućnosti otplate kredita. Osiguranje kredita pripada u neživotni segment osiguranja te se njegovim ugovaranjem osiguranici štite od rizika nemogućnosti podmirivanja budućih financijskih obveza uslijed nezaposlenosti, bolesti, smrti ili nesretnog događaja. Često taj dodatan financijski teret može biti u konačnici transferiran na članove obitelji ili jamce te može dovesti i rezultirati njihovim poslovnim problemima. U radu se istražuje i analizira hrvatsko tržište osiguranja kredita, s posebnim naglaskom na njegove karakteristike i razvijenost, dostupnosti u osiguravajućim društvima, broju sklopljenih polica, visini zaračunate bruto premije, učestalosti pojave štetnih događaja i visini isplaćenih šteta te njegovoj ukupnoj ekonomičnosti. Ključne riječi: kredit, osiguranje, rizik, neizvjesnost
Abstract (english)
Increasing financial uncertainty caused by market changes in macroeconomic trends with a higher level of financial literacy of consumers has led to awareness and the ability to protect against the risk of loan default. Credit insurance belongs to the non-life segment of insurance, and by contracting it, the insured is protected from the risk of inability to meet future financial obligations due to unemployment, illness, death or an accident. This additional financial burden may ultimately be transferred to family members or guarantors and may lead to and result in business problems for legal entities. The paper investigate and analyzes the Croatian credit insurance market, with special emphasis on its characteristics and development, availability of insurance companies, number of concluded policies, gross earned premium, frequency of occurrence of harmful events and amount of paid claims and its overall economics.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:145:032664
Study programmeTitle: Management
Study programme type: university
Study level: undergraduate
Academic / professional title: sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2020-12-09 13:21:24