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master's thesis
Komparativna analiza poslovnih rezultata osiguravajućih društava
2017. urn:nbn:hr:145:409562
Manestar, Zvonimir
Josip Juraj Strossmayer University of Osijek
Faculty of Economics in Osijek
Chair of Finance and Accounting

Cite this document

Manestar, Z. (2017). Komparativna analiza poslovnih rezultata osiguravajućih društava (Master's thesis). Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics in Osijek. Retrieved from https://urn.nsk.hr/urn:nbn:hr:145:409562

Manestar, Zvonimir. "Komparativna analiza poslovnih rezultata osiguravajućih društava." Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics in Osijek, 2017. https://urn.nsk.hr/urn:nbn:hr:145:409562

Manestar, Zvonimir. "Komparativna analiza poslovnih rezultata osiguravajućih društava." Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics in Osijek, 2017. https://urn.nsk.hr/urn:nbn:hr:145:409562

Manestar, Z. (2017). 'Komparativna analiza poslovnih rezultata osiguravajućih društava', Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics in Osijek, accessed 24 September 2023, https://urn.nsk.hr/urn:nbn:hr:145:409562

Manestar Z. Komparativna analiza poslovnih rezultata osiguravajućih društava [Master's thesis]. Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics in Osijek; 2017 [cited 2023 September 24] Available at: https://urn.nsk.hr/urn:nbn:hr:145:409562

Z. Manestar, "Komparativna analiza poslovnih rezultata osiguravajućih društava", Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics in Osijek, Osijek, 2017. Available at: https://urn.nsk.hr/urn:nbn:hr:145:409562

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Metadata
TitleKomparativna analiza poslovnih rezultata osiguravajućih društava
Title (english)Comparative analysis of the business results of insurance companies
AuthorZvonimir Manestar
MentorIvo Mijoč (mentor)
Committee memberIvo Mijoč (predsjednik povjerenstva)
Committee memberNataša Drvenkar (član povjerenstva)
Committee memberJosipa Mijoč (član povjerenstva)
GranterJosip Juraj Strossmayer University of Osijek
Faculty of Economics in Osijek
(Chair of Finance and Accounting)
Osijek
Defense date and country2017-09-28, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Osiguravajuća društva pružaju usluge dobrovoljnog i obveznog osiguranja, te se kao takva smatraju jednima od najvažnijih financijskih institucija. Predmet rada je analiza ostvarenih poslovnih rezultata četiri osiguravajuća društva na tržištu Republike Hrvatske. S obzirom na specifičnost osiguravajuće djelatnosti, kao i način financijskog izvještavanja, instrumenti financijske analize kojima se pokušava analizirati poslovne rezultate također se razlikuju od uobičajene financijske analize. Važnost i utjecaj osiguravajućih društava u gospodarstvu očituje se u preraspodjeli rizika svih gospodarskih subjekata fizičkih ili pravnih svojstava. Naime s obzirom na nemogućnost predviđanja budućih događaja, koji pak predstavljaju rizik kako za pojedinca tako i organizaciju, osiguravajuća društva preuzimajući dio rizika od svih navedenih sudionika na određenom području djelovanja, preuzimaju odgovornost nadoknade novonastalih šteta. Njihova uloga praktički je sprječavanje enormnih gubitaka i kraha gospodarstvenih sudionika koji zbog složenosti poslovanja i okruženja u kojima djeluju nisu u mogućnosti pokriti troškove nastale hazardnim događajima.
Abstract (english)
Insurance companies provide services of mandatory and voluntary insurance policies, thus they are considered as ones of the most important financial institutions. Subject matter is the analysis of the financial results of the four insurance companies in the market of the Republic of Croatia. Considering the specificity of the insurance companies, but also the way of financial reporting, instruments of the financial analysis which are used to analyze operative results, also are different than the usual financial analysis. The importance and the effect of the insuranse companies on the economy is visible through redistribution of the risk of every economic subject be it physical or legal entity. Taking in consideration impossibility of predicting future events, which are presenting risks as well as for the individual but also for the organization, insurance companies by taking over part of the risk from all of the mentioned participants on the determined market, take the responsibility to cover the newly occurred expenses. Their role practically is to stop the enormous losses and total breakdowns of the legal entities which because of their business complexity and the environment in which are they doing business are not able to cover the expenses made by hazardous events.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:145:409562
Study programmeTitle: Financial Management
Study programme type: university
Study level: graduate
Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2017-11-21 12:46:51