prikaz prve stranice dokumenta Analiza ponude gotovinskih kredita u hrvatskim bankama
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undergraduate thesis
Analiza ponude gotovinskih kredita u hrvatskim bankama
2019. urn:nbn:hr:145:267699
Obradović, Ivana
Josip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
Chair of Finance and Accounting

Cite this document

Obradović, I. (2019). Analiza ponude gotovinskih kredita u hrvatskim bankama (Undergraduate thesis). Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek. Retrieved from https://urn.nsk.hr/urn:nbn:hr:145:267699

Obradović, Ivana. "Analiza ponude gotovinskih kredita u hrvatskim bankama." Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2019. https://urn.nsk.hr/urn:nbn:hr:145:267699

Obradović, Ivana. "Analiza ponude gotovinskih kredita u hrvatskim bankama." Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2019. https://urn.nsk.hr/urn:nbn:hr:145:267699

Obradović, I. (2019). 'Analiza ponude gotovinskih kredita u hrvatskim bankama', Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, accessed 20 November 2024, https://urn.nsk.hr/urn:nbn:hr:145:267699

Obradović I. Analiza ponude gotovinskih kredita u hrvatskim bankama [Undergraduate thesis]. Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek; 2019 [cited 2024 November 20] Available at: https://urn.nsk.hr/urn:nbn:hr:145:267699

I. Obradović, "Analiza ponude gotovinskih kredita u hrvatskim bankama", Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, Osijek, 2019. Available at: https://urn.nsk.hr/urn:nbn:hr:145:267699

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Metadata
TitleAnaliza ponude gotovinskih kredita u hrvatskim bankama
Title (english)Analysis of cash loans in Croatian banks
AuthorIvana Obradović
MentorBranko Matić (mentor)
Committee memberBranko Matić (predsjednik povjerenstva)
Committee memberMarija Ham (član povjerenstva)
Committee memberJosipa Mijoč (član povjerenstva)
GranterJosip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
(Chair of Finance and Accounting)
Osijek
Defense date and country2019-07-19, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Kredit je dužničko-vjerovnički odnos između vjerovnika i dužnika, u kojemu banka kao vjerovnik stavlja dužniku na raspolaganje određenu količinu novčanih sredstava uz jasno definiranu obvezu dužnika da posuđena sredstva vrati u određenom roku i uvećana za cijenu posudbe, odnosno kamatu. U radu je prikazana ponuda gotovinskih kredita u hrvatskim bankama. Gotovinski krediti su po obilježju vrsta zajma. To je vrsta nenamjenskog kredita koji se odobrava u svrhu premošćivanja problema s likvidnošću. Analizom ponude gotovinskih kredita u hrvatskim bankama, dobiven je uvid u uvjete i pogodnosti kreditiranja, rokove otplate i kamatne stope pojedinih banaka, a upravo ti podaci pomažu u odabiru banke pri traženju kredita. Bitno je napomenuti da instrumenti osiguranja igraju veliku ulogu u kreditiranju jer banke često nude niže kamatne stope uz određene instrumente osiguranja. U radu su analizirani gotovinski krediti uz valutnu klauzulu u eurima.
Abstract (english)
Loan is a creditor-debtor relationship between the creditor and the debtor, in which a bank as a creditor gives the debtor, for their disposition, a certain amount of financial resources with a clearly stated commitment of the debtor to return the lent resources in a specific time period, increased for the price of the loan, hence for the interest rate. This paper presents the supply of cash loan within Croatian banks. Cash loan is a non-purpose loan used to bridge liquidity problems. Analysis of variety of cash loans in Croatian banks gives an insight into terms and conditions, repayment terms and interest rates of selected banks, and thus such data helps in decision making process concerning the appropriate bank and its lending options. It is important to accentuate that collaterals play a significant role in the lending operations because banks frequently offer lower interest rates that accompany certain collaterals. This paper analyses cash loans with currency clause in euros.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:145:267699
Study programmeTitle: Financial Management
Study programme type: university
Study level: undergraduate
Academic / professional title: sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2019-09-10 15:45:51