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undergraduate thesis
Ponuda gotovinskih kredita u hrvatskim bankama
Završni rad
2020. urn:nbn:hr:145:559631
Branković, Luka
Josip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
Chair of Finance and Accounting

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Branković, L. (2020). Ponuda gotovinskih kredita u hrvatskim bankama : Završni rad (Undergraduate thesis). Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek. Retrieved from https://urn.nsk.hr/urn:nbn:hr:145:559631

Branković, Luka. "Ponuda gotovinskih kredita u hrvatskim bankama : Završni rad." Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2020. https://urn.nsk.hr/urn:nbn:hr:145:559631

Branković, Luka. "Ponuda gotovinskih kredita u hrvatskim bankama : Završni rad." Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2020. https://urn.nsk.hr/urn:nbn:hr:145:559631

Branković, L. (2020). 'Ponuda gotovinskih kredita u hrvatskim bankama : Završni rad', Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, accessed 24 April 2025, https://urn.nsk.hr/urn:nbn:hr:145:559631

Branković L. Ponuda gotovinskih kredita u hrvatskim bankama : Završni rad [Undergraduate thesis]. Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek; 2020 [cited 2025 April 24] Available at: https://urn.nsk.hr/urn:nbn:hr:145:559631

L. Branković, "Ponuda gotovinskih kredita u hrvatskim bankama : Završni rad", Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, Osijek, 2020. Available at: https://urn.nsk.hr/urn:nbn:hr:145:559631

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Metadata
TitlePonuda gotovinskih kredita u hrvatskim bankama : Završni rad
Title (english)OFFER OF CASH LOANS IN CROATIAN BANKS : Final paper
AuthorLuka Branković
MentorBranko Matić (mentor)
GranterJosip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
(Chair of Finance and Accounting)
Osijek
Defense date and country2020-02-25, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Financijska pismenost veliki je problem današnjih učenika, studenata, ali i ljudi ostalih dobnih skupina. To prouzrokuje velike probleme prilikom ugovaranja kredita što je u današnje vrijeme svakodnevica. Zbog toga je bitno biti upoznat sa osnovnim pojmovima i terminologijom korištenom prilikom ugovaranja kredita. U radu je opisan razvoj banaka i bankarskog sustava u Republici Hrvatskoj što je iznimno kompleksan i složen proces zbog stalnog napretka u tehnologiji i znanju. Globalizacija i... More informatizacija su dodatni pokretači razvoja banaka, sustav čine dostupnijim i praktičnijim te u određenim uvjetima i jednostavnijim. U radu je obrađena osnovna podjela kredita na namjenske i nenamjenske kredite. Namjenski krediti su krediti koji se odobravaju samo za određenu namjenu kao što su auto krediti, stambeni krediti, turistički krediti i dr., dok se kod nenamjenskih kredita gotovina isplaćuje na tekući račun te se taj iznos koristi za individualne potrebe korisnika kredita. Neki od nenamjenskih kredita su: gotovinski krediti, hipotekarni krediti, lombardni krediti i drugi. Svaka banka u Republici Hrvatskoj ima zasebno propisane uvjete odobravanja kredita što mora biti u skladu sa propisima Hrvatske narodne banke, te zbog toga ugovaranje kredita ponekad nije jednostavan posao. U radu, obrađuju se uvjeti odobravanja gotovinskih kredita kao što su visina kamatne stope, valuta kredita, iznos kredita, rok otplate kredita te osiguranje povrata kredita na temelju ponuda hrvatskih banaka. Less
Abstract (english)
Financial literacy is a big problem for today's students, but also people of other ages. This causes major problems when contracting loans, which is nowadays commonplace. Therefore, it is important to be familiar with the basic terms and terminology used when contracting a loan. The paper describes the development of banks and the banking system in the Republic of Croatia, which is an extremely complex and complex process due to the constant advancement in technology and knowledge.... More Globalization and computerization are additional drivers of bank development, making the system more accessible and convenient and, in certain conditions, simpler. This paper deals with the basic divisions of loans into special and non-purpose loans. Special Purpose Loans are loans that are approved only for a specific purpose, such as car loans, home loans, tourism loans, etc., whereas for non-purpose loans, cash is paid into a current account and used for the individual needs of the loan beneficiary. Some of the non-purpose loans are: cash loans, mortgages, Lombard loans and others. Each bank in the Republic of Croatia has separately stipulated conditions for granting loans, which must be in accordance with the regulations of the Croatian National Bank, and therefore contracting a loan is sometimes not an easy job. The paper deals with the conditions for granting cash loans, such as the interest rate, the currency of the loan, the loan amount, the loan repayment period and the loan repayment guarantee based on the offers of Croatian banks. Less
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:145:559631
Study programmeTitle: professional study accounting
Study programme type: professional
Study level: undergraduate
Academic / professional title: stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsOpen access
Terms of useLicence In copyright icon
Created on2021-09-21 11:56:32
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