prikaz prve stranice dokumenta Analiza čimbenika koji utječu na odabir automobilskog kasko osiguranja u Republici Hrvatskoj
  Download
PDF 577.85 KB
master's thesis
Analiza čimbenika koji utječu na odabir automobilskog kasko osiguranja u Republici Hrvatskoj
Diplomski rad
2024. urn:nbn:hr:145:280795
Tomašić, Gita
Josip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek

Cite this document

Tomašić, G. (2024). Analiza čimbenika koji utječu na odabir automobilskog kasko osiguranja u Republici Hrvatskoj : Diplomski rad (Master's thesis). Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek. Retrieved from https://urn.nsk.hr/urn:nbn:hr:145:280795

Tomašić, Gita. "Analiza čimbenika koji utječu na odabir automobilskog kasko osiguranja u Republici Hrvatskoj : Diplomski rad." Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2024. https://urn.nsk.hr/urn:nbn:hr:145:280795

Tomašić, Gita. "Analiza čimbenika koji utječu na odabir automobilskog kasko osiguranja u Republici Hrvatskoj : Diplomski rad." Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2024. https://urn.nsk.hr/urn:nbn:hr:145:280795

Tomašić, G. (2024). 'Analiza čimbenika koji utječu na odabir automobilskog kasko osiguranja u Republici Hrvatskoj : Diplomski rad', Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, accessed 03 February 2025, https://urn.nsk.hr/urn:nbn:hr:145:280795

Tomašić G. Analiza čimbenika koji utječu na odabir automobilskog kasko osiguranja u Republici Hrvatskoj : Diplomski rad [Master's thesis]. Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek; 2024 [cited 2025 February 03] Available at: https://urn.nsk.hr/urn:nbn:hr:145:280795

G. Tomašić, "Analiza čimbenika koji utječu na odabir automobilskog kasko osiguranja u Republici Hrvatskoj : Diplomski rad", Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, Osijek, 2024. Available at: https://urn.nsk.hr/urn:nbn:hr:145:280795

Please login to the repository to save this object to your list.
Metadata
TitleAnaliza čimbenika koji utječu na odabir automobilskog kasko osiguranja u Republici Hrvatskoj : Diplomski rad
Title (english)Analysis of factors influencing the choice of comprehensive car insurance in the Republic of Croatia : Graduate paper
AuthorGita Tomašić
MentorHrvoje Serdarušić (mentor)
Committee memberIvo Mijoč (predsjednik povjerenstva)
Committee memberHrvoje Serdarušić (član povjerenstva)
Committee memberDražen Ćućić (član povjerenstva)
GranterJosip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
Osijek
Defense date and country2024-09-24, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Vlasnicima cestovnih motornih vozila kasko osiguranje pruža zaštitu od različitih rizika, no niti jedna vrsta kasko osiguranja, kao niti njihova kombinacija, ne pokriva apsolutno sve rizike koji se u praksi mogu dogoditi. Kasko osiguranje stoga nije ultimativna razina zaštite vozila, već dodatna i dobrovoljna. Osiguravajuća društva razlikuju se po ponudi i uvjetima kasko osiguranja. U radu su istraženi najutjecajniji čimbenici prilikom donošenja odluke o odabiru police kasko osiguranja u Republici Hrvatskoj. U tu svrhu prvo je provedena analiza tržišta osiguranja u Republici Hrvatskoj u razdoblju 2018.-2022. U radu je provedeno i primarno istraživanje čiji je fokus bio analizirati čimbenike koji utječu na odabir automobilskog kasko osiguranja. Rezultati istraživanja upućuju kako su najvažniji čimbenici koji utječu na odabir starost vozila, sigurna isplata i pokrivenost šteta te cijena police. U radu su istražene preferencije i prioriteti koje imaju vozači pri ugovaranju kasko osiguranja, no posjeduje određena ograničenja koja je potrebno uzeti u obzir, a koja se ponajviše odnose na nedovoljno velik uzorak ispitanika koji posjeduju policu kasko osiguranja, kao i na još manji broj onih ispitanika koji su imali prijavljenu štetu po polici.
Abstract (english)
For the owners of road motor vehicles, comprehensive insurance provides protection against various risks, but no single type of comprehensive insurance, nor their combination, covers absolutely all risks that can occur in practice. Therefore, comprehensive insurance is not the ultimate level of vehicle protection but an additional and voluntary one. Insurance companies differ in their offers and conditions of comprehensive insurance. The aim of this paper was to investigate the most influential factors when making a driver's decision to choose a specific comprehensive insurance policy in the Republic of Croatia. For this purpose, an analysis of the insurance market in the Republic of Croatia in the period 2018-2022 was first conducted, which is based on secondary data. Additionally, primary research was conducted focusing on the analysis of factors influencing the selection of automobile comprehensive insurance. The results of the research indicate that the most important factors influencing the choice are the age of the vehicle, safe payment and damage coverage, and the price of the policy. The results of the research provide an insight into the preferences and priorities that drivers have when contracting comprehensive insurance, but it has certain limitations that need to be taken into account, which mostly relate to an insufficiently large sample of respondents who have a comprehensive insurance policy, as well as to an even smaller number of those respondents who had reported damage on the policy.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:145:280795
Study programmeTitle: Financial Management
Study programme type: university
Study level: graduate
Academic / professional title: sveučilišni magistar/magistra ekonomije (sveučilišni magistar/magistra ekonomije)
Type of resourceText
File originBorn digital
Access conditionsOpen access
Terms of useLicence In copyright icon
Created on2025-02-03 10:15:44