prikaz prve stranice dokumenta Analiza ponude potrošačkih kredita u hrvatskim bankama
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undergraduate thesis
Analiza ponude potrošačkih kredita u hrvatskim bankama
2017. urn:nbn:hr:145:893901
Flajšman, Tanja
Josip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
Chair of Finance and Accounting

Cite this document

Flajšman, T. (2017). Analiza ponude potrošačkih kredita u hrvatskim bankama (Undergraduate thesis). Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek. Retrieved from https://urn.nsk.hr/urn:nbn:hr:145:893901

Flajšman, Tanja. "Analiza ponude potrošačkih kredita u hrvatskim bankama." Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2017. https://urn.nsk.hr/urn:nbn:hr:145:893901

Flajšman, Tanja. "Analiza ponude potrošačkih kredita u hrvatskim bankama." Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2017. https://urn.nsk.hr/urn:nbn:hr:145:893901

Flajšman, T. (2017). 'Analiza ponude potrošačkih kredita u hrvatskim bankama', Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, accessed 20 October 2024, https://urn.nsk.hr/urn:nbn:hr:145:893901

Flajšman T. Analiza ponude potrošačkih kredita u hrvatskim bankama [Undergraduate thesis]. Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek; 2017 [cited 2024 October 20] Available at: https://urn.nsk.hr/urn:nbn:hr:145:893901

T. Flajšman, "Analiza ponude potrošačkih kredita u hrvatskim bankama", Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, Osijek, 2017. Available at: https://urn.nsk.hr/urn:nbn:hr:145:893901

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Metadata
TitleAnaliza ponude potrošačkih kredita u hrvatskim bankama
AuthorTanja Flajšman
MentorBranko Matić (mentor)
Committee memberBranko Matić (predsjednik povjerenstva)
Committee memberBranimir Marković (član povjerenstva)
Committee memberBlaženka Hadrović Zekić (član povjerenstva)
GranterJosip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
(Chair of Finance and Accounting)
Osijek
Defense date and country2017-09-18, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
U suvremenom svijetu bankovni sustav je ključan čimbenik ekonomskog razvoja svake zemlje. To je jedan od razloga zbog kojeg se u ovom završnom radu nastoji objasniti sam pojam bankovnog sustava i njegove najvažnije funkcije. Uloga bankarstva je značajna, a stanje u ekonomiji jasno se odražava i na poslovanje banaka. Poznato je kako je banka profitna organizacija kojoj je glavni posao nuđenje financijskih usluga. Naglašena je važnost Hrvatskog bankovnog sustava koji se s vremenom počeo sve više razvijati, zbog čega su banke pronašle nove načine prikupljanja kapitala. Nakon toga objašnjava se podjela bankarskih poslova i najvažnije karakteristike. Danas mnoge banke odobravaju potrošačke kredite, pa će u istraživačkom dijelu biti prikazana ponuda ovih kredita. U svijetu koji nas okružuje, gdje živimo i radimo, kredit predstavlja robu koja ima svoje tržište i cijenu. U istraživačkom dijelu je provedena analiza ponude potrošačkih kredita u Zagrebačkoj banci Zagreb d.d., OTP banci i Privrednoj banci Zagreb d.d. Prilikom uzimanja kredita treba voditi računa o kamatnim stopama te rokovima otplate kredita. Instrumenti osiguranja kredita ovise o vrsti i ročnosti kredita, a banke određuju prihvatljive instrumente vodeći računa o kreditnoj sposobnosti poduzeća. Prethodnim velikim poglavljem završava ovaj rad nakon kojeg slijedi cjelokupni zaključak.
Abstract (english)
the contemporary world, the banking system is a key factor to the economic development of every country. That is one of the reasons why this final work seeks to explain the very concept of the banking system and its most important functions. The role of banking is significant, and the state of the economy is clearly reflected in bank operations. It is well known that a bank is a profit organization whose main task is providing financial services. The importance of the Croatian banking system, which has been developing more rapidly, has been highlighted, which is why banks have found new ways of accumulating capital. Following that is an explanation of the division of banking activities and their most important characteristics. Today, many banks approve consumer credits, therefore the offer of these loans will be shown in the research part. In the world around us, where we live and work, credit is a commodity that has its market and price. This study conducted an analysis of the supply of consumer credits at Zagrebačka banka Zagreb d.d., OTP banka and Privredna banka Zagreb d.d. Interest rates and loan repayment dates should be taken into account when taking out a loan. Credit insurance instruments depends on the type and maturity of the loan, and banks set acceptable instruments, taking into account the company’s credit standing. The previous large chapter concludes this work, followed by an overall conclusion.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:145:893901
Study programmeTitle: Financial Management
Study programme type: university
Study level: undergraduate
Academic / professional title: sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2017-10-02 14:26:48