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master's thesis
Analiza kreditne sposobnosti: slučaj poduzeća iz prehrambene industrije
2019. urn:nbn:hr:145:002867
Ivanović, Ana
Josip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
Chair of Management, Organization and Entrepreneurship

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Ivanović, A. (2019). Analiza kreditne sposobnosti: slučaj poduzeća iz prehrambene industrije (Master's thesis). Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek. Retrieved from https://urn.nsk.hr/urn:nbn:hr:145:002867

Ivanović, Ana. "Analiza kreditne sposobnosti: slučaj poduzeća iz prehrambene industrije." Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2019. https://urn.nsk.hr/urn:nbn:hr:145:002867

Ivanović, Ana. "Analiza kreditne sposobnosti: slučaj poduzeća iz prehrambene industrije." Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2019. https://urn.nsk.hr/urn:nbn:hr:145:002867

Ivanović, A. (2019). 'Analiza kreditne sposobnosti: slučaj poduzeća iz prehrambene industrije', Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, accessed 02 April 2025, https://urn.nsk.hr/urn:nbn:hr:145:002867

Ivanović A. Analiza kreditne sposobnosti: slučaj poduzeća iz prehrambene industrije [Master's thesis]. Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek; 2019 [cited 2025 April 02] Available at: https://urn.nsk.hr/urn:nbn:hr:145:002867

A. Ivanović, "Analiza kreditne sposobnosti: slučaj poduzeća iz prehrambene industrije", Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, Osijek, 2019. Available at: https://urn.nsk.hr/urn:nbn:hr:145:002867

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Metadata
TitleAnaliza kreditne sposobnosti: slučaj poduzeća iz prehrambene industrije
Title (english)Analysis of Credit worthiness: The Case Study from the Food Industry
AuthorAna Ivanović
MentorNataša Šarlija (mentor)
Committee memberNataša Šarlija (predsjednik povjerenstva)
Committee memberSanja Pfeifer (član povjerenstva)
Committee memberMarina Stanić (član povjerenstva)
GranterJosip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
(Chair of Management, Organization and Entrepreneurship)
Osijek
Defense date and country2019-09-30, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Kreditna analiza jedna je od glavnih zadaća bankara, ali i stručnjaka za procjenu rizika. Ocjena boniteta, odnosno kreditne sposobnosti jedna je od značajnijih stavki prilikom sklapanja poslovnih suradnji. Kako bi se neželjeni poslovni događaji prevenirali vrlo je važno provoditi pravovremene analize i metode za izračun i procjenu rizika. Procjena kreditne sposobnosti vrlo je opsežan posao sačinjen od više analiza i metoda kojima se dolazi do rezultata na temelju kojih se neko poduzeće... More ocjenjuje. Ovaj rad fokusiran je na prehrambenu industriju Republike Hrvatske. Prehrambena industrija dio je prerađivačke industrije, te se ističe svojom razvijenošću, ali i velikom stopom zaposlenosti unutar sektora. Također prehrambena industrija ostvaruje najviše profita u prerađivačkom sektoru. Za analizu odabrano je poduzeće „Podravka d.d.“ kao jedno od najvećih poduzeća na ovom području. Analizom podataka koji se nalaze u bilanci i računu dobiti i gubitka, analizom financijskih pokazatelja te primjenom odabranih metoda za procjenu rizika komentirani su dobiveni rezultati. Analizirani su pokazatelji likvidnosti, zaduženosti, profitabilnosti, aktivnosti te ekonomičnosti. Na temelju dobivenih rezultata komentirano je promatrano poduzeće. Također, analizirani su i pokazatelji prema 4 poznata modela za ocjenu kreditnog rizika. Modeli koji su korišteni za ocjenu kreditne rizičnosti su Altmanov Z-score, Chesserov model, Springate model, te Zmijewski model dok se Beaverov model samo teorijski spominje. Hipoteza ovog rada odnosi se na kreditnu sposobnost Podravke d.d. i ona glasi: Podravka d.d. je kreditno sposobno poduzeće te ima dobar bonitet. Ova hipoteza se nakon provedenih analiza ispostavila točnom. Less
Abstract (english)
Credit analysis is one of the biggest tasks of banks, but also a risk analysis experts. Credit rating, that is, credit worthiness is equal to significant items when business cooperation is agreed upon. In order to prevent adverse business events, it is very important to conduct timely analysis and methods for calculating and assessing risk. Credit assessment is very extensive job of multiple analyzes and results based methods for evaluating a business. This paper focuses on the food... More industry on Croatian food industry. The food industry is part of the manufacturing industry and it stands out for it`s development but also it`s hight employment rate within the sector. Also food industry makes most profits in the manufacturing sector. „Podravka d.d.“ is selected as one of the largest companies in this area for analysis. The results obtained are commented on by analyzing the information contained the balance sheet and profit and loss account, the analysis of financial indicator and the methods selected for risk assessment in accordance with the selected methods. The indicators of liquidity, debt, profitability, activity and economy were analyzed. Based on the obtained results, the observed company is commented. Indicators are analyzed against 4 credit risk assessment models. Models that used for credit risk assessment are Altmans Z-score, Chessers model, Springate model and Zmijewski model while Beavers model is only mentioned in theory. Less
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:145:002867
Study programmeTitle: Financial Management
Study programme type: university
Study level: graduate
Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2019-11-04 15:52:14
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