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master's thesis
OBVEZNI MIROVINSKI FONDOVI I NJIHOVA ULOGA U RAZVOJU TRŽIŠTA RADA
Diplomski rad
2020. urn:nbn:hr:145:016514
Pezer, Matea
Josip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek

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Pezer, M. (2020). OBVEZNI MIROVINSKI FONDOVI I NJIHOVA ULOGA U RAZVOJU TRŽIŠTA RADA : Diplomski rad (Master's thesis). Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek. Retrieved from https://urn.nsk.hr/urn:nbn:hr:145:016514

Pezer, Matea. "OBVEZNI MIROVINSKI FONDOVI I NJIHOVA ULOGA U RAZVOJU TRŽIŠTA RADA : Diplomski rad." Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2020. https://urn.nsk.hr/urn:nbn:hr:145:016514

Pezer, Matea. "OBVEZNI MIROVINSKI FONDOVI I NJIHOVA ULOGA U RAZVOJU TRŽIŠTA RADA : Diplomski rad." Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2020. https://urn.nsk.hr/urn:nbn:hr:145:016514

Pezer, M. (2020). 'OBVEZNI MIROVINSKI FONDOVI I NJIHOVA ULOGA U RAZVOJU TRŽIŠTA RADA : Diplomski rad', Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, accessed 03 April 2025, https://urn.nsk.hr/urn:nbn:hr:145:016514

Pezer M. OBVEZNI MIROVINSKI FONDOVI I NJIHOVA ULOGA U RAZVOJU TRŽIŠTA RADA : Diplomski rad [Master's thesis]. Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek; 2020 [cited 2025 April 03] Available at: https://urn.nsk.hr/urn:nbn:hr:145:016514

M. Pezer, "OBVEZNI MIROVINSKI FONDOVI I NJIHOVA ULOGA U RAZVOJU TRŽIŠTA RADA : Diplomski rad", Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, Osijek, 2020. Available at: https://urn.nsk.hr/urn:nbn:hr:145:016514

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TitleOBVEZNI MIROVINSKI FONDOVI I NJIHOVA ULOGA U RAZVOJU TRŽIŠTA RADA : Diplomski rad
Title (english)MANDATORY PENSION FUNDS AND THEIR ROLE IN THE CAPITAL MARKET DEVELOPMENT : Graduate paper
AuthorMatea Pezer
MentorBranko Matić (mentor)
Committee memberBranimir Marković (predsjednik povjerenstva)
Committee memberBranko Matić (član povjerenstva)
Committee memberDomagoj Karačić (član povjerenstva)
GranterJosip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
Osijek
Defense date and country2020-09-17, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Mirovinski fondovi jedan su od glavnih koji doprinose učinkovitom financijskom sustavu zbog promicanja dugoročne štednje i poticanja financijskog razvoja i gospodarskog rasta. Snažan razvoj mirovinskih fondova u posljednjim desetljećima pokreće sve veća potražnja proizišla iz starenja stanovništva u posljednjim desetljećima. Zbog velike važnosti mirovinski fondovi u socijalnom i političkom smislu, njihovo osnivanje, poslovanje i strukturna ulaganja su predmet posebnog interesa u svakoj... More zemlji. Stoga je razvoj institucija osnovni preduvjet za uspješan rad i ispunjavanje specifičnih ciljeva mirovinskih fondova. Tako se kao vrlo važan dio sustava socijalne sigurnosti pojavljuje mirovinsko osiguranje budući da ono osigurava kvalitetan život i tijekom umirovljenja svake osobe koja se umirovljuje. Mirovinski se sustav sastoji od tri stupa, prvi i drugi stup predstavljaju obvezno mirovinsko osiguranje, dok treći stup predstavlja dobrovoljno mirovinsko osiguranje. Prvi i drugi se stup smatraju uporištima na kojima su temelji, dok treći stup čini dodatak koji osobe u radnom odnosu mogu izabrati, ali i ne moraju. Svaka osoba koja je u radnom odnosu ima pravo izabrati obvezni mirovinski fond kojem želi pripasti i u koji želi izdvajati svoja novčana sredstva. Pritom odabire kategoriju unutar izabranog fonda koje uz određena pravila i karakteristike donosi određene rizike, ali i prinose. Prema tome, svaka osoba u radnom odnosu može na neki način utjecati na svoju budućnost, odnosno na kvalitetniji život tijekom starosne mirovine. Svakako, veliku ulogu u kvalitetnom životu tijekom mirovine imaju mirovinski stupovi, obvezni i dobrovoljni, jer je njihov cilj osigurati veću socijalnu sigurnost te veću razinu mirovine, što bi značilo da trebaju smanjiti rizik starosti, invalidnosti i smrti. Less
Abstract (english)
Pension funds are one of the main in contributing an efficient financial system by promoting long-term savings and encouraging financial development and economic growth. The strong development of pension funds in recent decades is driven by the growing demand resulting from an aging population in recent decades. Due to the great importance of pension funds in social and political terms, their establishment, operation and structural investments are the subject of special interest tin... More each country. Therefore, the development of institutions is a basic precondition for successful work and fulfillment of specific goals of pension funds. So, pension insurance is emerging as a very important part oft he social security system, as it ensures a quality life even during the retirement of every person who retires. The pension system consists three pillars, the first one and second one represent mandatory pension insurance, while the third one represents voluntary pension insurance. The first and second pillar are considered to be the strongholds on which they are based, while the third one is an addition that employees can choose. Every person who is employed, has the right to choose the mandatory pension fund to which one wants to belong and allocate his funds in it. Than, he selects a category within the selected fund that, along with certain rules and characteristics, brings certain risks, but also returns. Therefor, every employed person can in some way affect their future, or a better quality of life during old age retirement. Certainly, pension pillars, mandatory and voluntary, play a major role in quality of life during retirement, as their goal is to ensure greater social security and a higher level of pension, which would mean that they should reduce the risk of old age, disability and death. Less
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:145:016514
Study programmeTitle: Financial Management
Study programme type: university
Study level: graduate
Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
Type of resourceText
File originBorn digital
Access conditionsOpen access
Terms of useLicence In copyright icon
Created on2021-05-26 11:01:34
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