Abstract | U ovom radu definiran je pojam novca i novčane mase te je obrađena povijest, oblici i temeljne
funkcije novca. Novčana masa objašnjena je kroz novčane agregate M1, M2, M3 i M4 koji se
odnose na likvidnost novca. Uz to, obrađena je i monetarna politika koju provodi centralna
banka s ciljem reguliranja novčane mase, točnije optjecaja novca u zemlji, kako bi održala
stabilnost cijena obzirom na neočekivane fluktuacije poput inflacije i deflacije. Hrvatska
narodna banka, centralna banka Republike Hrvatske, osim što provodi monetarnu politiku, ona
kontrolira rad drugih banki i vrši zadaće poput stvaranja i izdavanja gotovog novca, kovanica i
novčanica, odnosno primarnu emisiju novca. Sve su te zadaće utvrđene Ustavom Republike
Hrvatske. Ostvarivanje primarnih i sekundarnih ciljeva monetarne politike provodi Hrvatska
narodna banka kroz dvije vrste i četiri instrumenta monetarne politike koji su pojedinačno
objašnjeni. Svi ti instrumenti utječu na gospodarski rast, povećanje zaposlenosti i poboljšanje
životnog standarda. U sklopu monetarne politike, koja je dio makroekonomske politike,
obrađen je monetarizam kao teorija nobelovca, najpoznatijeg predstavnika monetarizma
Miltona Friedmana. U konačnici, napravljen je osvrt na aktualnu temu „Uvođenje eura u
Republiku Hrvatsku“ pod kojom su navedeni zakonski okviri i rokovi te je provedena analiza
mogućih posljedica nakon uvođenja eura čije posljedice imaju svoje prednosti i nedostatke.
Korištene su stručne i znanstvene knjige i članci te internetski izvori prilikom pisanja završnog
rada koji su navedeni u literaturi. Rad se temelji na teoretskom pristupu pa se ne prikazuju
brojčani pokazatelji i analize, ne prikazuju se pretpostavke i ne koriste se hipoteze i istraživanja. |
Abstract (english) | In this paper, the concept of money and monetary mass is defined and the history, round and
fundamental functions of money have been processed. The cash mass a mass is both harvested
through cash aggregates M1, M2, M3 and M4 related to the liquidity of money. In addition,
monetary and policy implemented by the central bank with the aim of regulating the money
mass, namely the circulation of money in the country, was also pursued in order to maintain
price stability in view of unexpected fluctuations such as inflation and deflation. The Croatian
National Bank, the central bank of the Republic of Croatia, in addition to implementing
monetary policy, controls the work of other banks and performs tasks such as the creation and
exodus of cash, coins and banknotes, i.e. the primary emission of money. All these tasks are
laid down in the Constitution of the Republic of Croatia. The achievement of the primary and
secondary objectives of monetary policy is implemented by the Croatian National Bank through
two types and four monetary policy instruments that are explained individually. All these
instruments affect economic growth, increasing employment and improving living standards.
As part of monetary policy, which is part of macroeconomic policy, monetarism was defended
as a theory of the Nobel laureate, the most famous representative of monetarism Milton
Friedman. Finally, a review was made on the current topic "The introduction of the euro in the
Republic of Croatia" under which the legal frameworks and deadlines were listed, and an
analysis of the possible consequences after the introduction of the euro was carried out, the
consequences of which have their advantages and disadvantages. Professional and scientific
books and articles and internet sources were used when writing the final paper listed in the
literature. The paper is based on a theoretical approach, so no numerical indicators and analyses
are presented, assumptions are not presented and hypotheses and research are not used. |