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master's thesis
MIROVINSKI SUSTAV U REPUBLICI HRVATSKOJ I USPOREDBA S ODABRANIM ZEMLJAMA EUROPSKE UNIJE
Diplomski rad
2022. urn:nbn:hr:145:911524
Kubik, Monika
Josip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
Chair of Finance and Accounting

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Kubik, M. (2022). MIROVINSKI SUSTAV U REPUBLICI HRVATSKOJ I USPOREDBA S ODABRANIM ZEMLJAMA EUROPSKE UNIJE : Diplomski rad (Master's thesis). Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek. Retrieved from https://urn.nsk.hr/urn:nbn:hr:145:911524

Kubik, Monika. "MIROVINSKI SUSTAV U REPUBLICI HRVATSKOJ I USPOREDBA S ODABRANIM ZEMLJAMA EUROPSKE UNIJE : Diplomski rad." Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2022. https://urn.nsk.hr/urn:nbn:hr:145:911524

Kubik, Monika. "MIROVINSKI SUSTAV U REPUBLICI HRVATSKOJ I USPOREDBA S ODABRANIM ZEMLJAMA EUROPSKE UNIJE : Diplomski rad." Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2022. https://urn.nsk.hr/urn:nbn:hr:145:911524

Kubik, M. (2022). 'MIROVINSKI SUSTAV U REPUBLICI HRVATSKOJ I USPOREDBA S ODABRANIM ZEMLJAMA EUROPSKE UNIJE : Diplomski rad', Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, accessed 03 April 2025, https://urn.nsk.hr/urn:nbn:hr:145:911524

Kubik M. MIROVINSKI SUSTAV U REPUBLICI HRVATSKOJ I USPOREDBA S ODABRANIM ZEMLJAMA EUROPSKE UNIJE : Diplomski rad [Master's thesis]. Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek; 2022 [cited 2025 April 03] Available at: https://urn.nsk.hr/urn:nbn:hr:145:911524

M. Kubik, "MIROVINSKI SUSTAV U REPUBLICI HRVATSKOJ I USPOREDBA S ODABRANIM ZEMLJAMA EUROPSKE UNIJE : Diplomski rad", Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, Osijek, 2022. Available at: https://urn.nsk.hr/urn:nbn:hr:145:911524

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TitleMIROVINSKI SUSTAV U REPUBLICI HRVATSKOJ I USPOREDBA S ODABRANIM ZEMLJAMA EUROPSKE UNIJE : Diplomski rad
Title (english)PENSION SYSTEM IN THE REPUBLIC OF CROATIA AND COMPARISON WITH SELECTED EUROPEAN UNION COUNTRIES : Graduate paper
AuthorMonika Kubik
MentorDubravka Pekanov (mentor)
MentorAna Zrnić (komentor)
Committee memberIvana Bestvina Bukvić (predsjednik povjerenstva)
Committee memberIvana Fosić (član povjerenstva)
Committee memberDubravka Pekanov (član povjerenstva)
GranterJosip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
(Chair of Finance and Accounting)
Osijek
Defense date and country2022-09-08, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Mirovinski sustav djeluje tako da osoba tijekom svog radnog vijeka plaća doprinose iz plaće i na plaću. Cilj mirovinskog sustava je nadilaženje socijalnih razlika, odnosno postizanje socijalne solidarnosti među stanovništvom što ga čini važnim sustavom svake države. U ovom radu prikazan je mirovinski sustav Republike Hrvatske. Mirovinski se sustav Republike Hrvatske sastoji od tri stupa, gdje prvi i drugi stup predstavljaju obvezno mirovinsko osiguranje, dok u okviru trećeg stupa građanima... More se omogućava štednja te on predstavlja dobrovoljno mirovinsko osiguranje. Prije detaljnijeg opisivanja mirovinskih stupova prikazana je povijest mirovinskog sustava s naglaskom na mirovinske reforme. Osoba u radnom odnosu ima pravo izabrati obvezni mirovinski fond u kojemu izdvaja novčana sredstva te unutar fonda izabire kategoriju koja nosi određene rizike i prinose. Kako bi mirovinski sustav mogao funkcionirati tu su institucije koje su zadužene za uspješan rad mirovinskog sustava. Za istraživački dio rada odabrane su četiri zemlje Europske unije: Njemačka i Irska kao razvijene zemlje te Grčka i Rumunjska kao manje razvijene zemlje. Kriterij razvijenosti koji se koristio za podjelu u ovome radu je bruto domaći proizvod po stanovniku. Na temelju tih zemalja i Republike Hrvatske prikazana je usporedba mirovinskih fondova. U usporedbi su prikazane regulacije investicija za svaku navedenu državu, raspored portfelja ulaganja mirovinskih sustava, statistika mirovinskih fondova, broj i imovina mirovinskih fondova, broj članova i korisnika mirovinskih fondova i raspodjela imovine. Iz usporedbe se uočava kako su mirovinski sustavi odabranih zemalja i Republike Hrvatske sličnih karakteristika, svaka zemlja ima drugačiji portfelj ulaganja mirovinskih fondova, no postotci su kod nekih zemalja slični. Less
Abstract (english)
The way the pension system works is that a person pays contributions from and on his salary during his working life. The aim of the pension system is to overcome social differences and strengthen social solidarity among the population. Therefore, it is an integral part of the system of any country. In this paper, the pension system of the Republic of Croatia is presented. The pension system consists of three pillars - the first and second pillars represent the mandatory pension insurance,... More and the third pillar offers citizens the opportunity to save, i.e. it is a voluntary pension insurance. Before describing the pillars of the pension system in more detail, the history of the pension system is presented with emphasis on pension reforms. An employed person has the right to choose a mandatory pension fund to pay into. He or she designates a category within the fund that is associated with certain risks and returns. Certain institutions are responsible for the successful functioning of the pension system. For the research part of the paper, four countries of the European Union were selected - Germany and Ireland as developed countries and Greece and Romania as less developed countries. Gross domestic product per capita is used as a development criterion for classification in this study. Based on these countries and the Republic of Croatia, a comparison of pension funds is made. The comparison shows the investment rules for each country, the distribution of the investment portfolio of the pension systems, the pension fund statistics, the number and assets of the pension funds, the number of members and beneficiaries of the pension funds, and the distribution of assets. The comparison shows that the pension systems of the selected countries and the Republic of Croatia have similar characteristics. Each country has a different investment portfolio of pension funds, but the percentages are similar in some countries. Less
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:145:911524
Study programmeTitle: Financial Management
Study programme type: university
Study level: graduate
Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
Type of resourceText
File originBorn digital
Access conditionsOpen access
Terms of useLicence In copyright icon
Created on2023-05-12 12:07:32
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