prikaz prve stranice dokumenta Ponuda stambenih kredita u hrvatskim bankama
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undergraduate thesis
Ponuda stambenih kredita u hrvatskim bankama
2019. urn:nbn:hr:145:689090
Stjepanović, Josip
Josip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
Chair of Finance and Accounting

Cite this document

Stjepanović, J. (2019). Ponuda stambenih kredita u hrvatskim bankama (Undergraduate thesis). Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek. Retrieved from https://urn.nsk.hr/urn:nbn:hr:145:689090

Stjepanović, Josip. "Ponuda stambenih kredita u hrvatskim bankama." Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2019. https://urn.nsk.hr/urn:nbn:hr:145:689090

Stjepanović, Josip. "Ponuda stambenih kredita u hrvatskim bankama." Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2019. https://urn.nsk.hr/urn:nbn:hr:145:689090

Stjepanović, J. (2019). 'Ponuda stambenih kredita u hrvatskim bankama', Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, accessed 07 April 2025, https://urn.nsk.hr/urn:nbn:hr:145:689090

Stjepanović J. Ponuda stambenih kredita u hrvatskim bankama [Undergraduate thesis]. Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek; 2019 [cited 2025 April 07] Available at: https://urn.nsk.hr/urn:nbn:hr:145:689090

J. Stjepanović, "Ponuda stambenih kredita u hrvatskim bankama", Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, Osijek, 2019. Available at: https://urn.nsk.hr/urn:nbn:hr:145:689090

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Metadata
TitlePonuda stambenih kredita u hrvatskim bankama
Title (english)Housing credits offer in croatian banks
AuthorJosip Stjepanović
MentorBranko Matić (mentor)
GranterJosip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
(Chair of Finance and Accounting)
Osijek
Defense date and country2019-09-05, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Cilj rada je upoznavanje s pojmom i razvojem bankarskih poslova i njhovim temeljnim obilježjima. U radu je navedena podjela bankarskih poslova i rizici povezani s bankarskim poslovima. U prvom dijelu rada, objašnjeni su aktivni bankarski poslovi, njihova podjela i specifičnosti svakog aktivnog bankarskog posla. U drugom dijelu, na temelju istraživanja dostupnih podataka, ovaj rad analizira ponudu stambenih kredita Croatia banke d.d. Zagreb, Slatinske banke d.d. Slatina i Privredne Banke... More Zagreb d.d.. te dovodi do odgovora na pitanje: postoji li razlika u ponudama stambenih kredita promatranih banaka što je ujedno i hipoteza ovog rada. U radu su korištene znanstvene metode: induktivna metoda, deduktivna metoda, metoda analize i sinteze te metoda dokazivanja. Korištenjem navedenih metoda potvrđene su razlike u ponudama stambenih kredita istraživanih banaka. Razlike su vidljive u mogućim namjenama, iznosima, načinima i rokovima korištenja i otplate stambenih kredita, kamatnim stopama na stambene kredite te u instrumentima osiguranja stambenih kredita analiziranih banaka. Ovo istraživanje ima nekoliko prednosti kao što su: jasno i precizno analizirana ponuda stambenih kredita u hrvatskim bankama na temelju dostupnih podataka, širok raspon varijabli i karakteristika stambenih kredita pojedine istraživane banke i njihova vizualizacija upotrebom preglednih tablica. Najveći nedostatak ovog rada je nemogućnost određivanja najbolje ponude stambenih kredita promatranih banaka zbog čestih varijabilnosti uvjeta pružanja stambenih kredita. Na temelju takvih varijabilnosti ostaje prostor za daljnja istraživanja i zaključke. Less
Abstract (english)
The aim of this study is introduction in term and development of banking jobs and their fundamental features. Division of banking jobs and risks associated with banking jobs are listed in this paper. The first part of the paper explains banking jobs, their division and characteristics of every active banking job. The second part of the paper analyzes housing credits offer of Croatia banka d.d. Zagreb, Slatinska banka d.d. Slatina and Privredna Banka Zagreb d.d. based on available data... More and answer the question: is there the difference in housing credits offers of observed banks which is at the same time hypothesis of this paper. Scientific methods that have been used in this paper are: inductive method, deductive method, method of analysis and synthesis and proofing method. Differences in housing credits offers of explored banks are confirmed using early mentioned methods. The differences are visible in possible uses, amounts, ways and times of use and repayment of housing credits, interest rates on housing credits and security instruments on housing credits of analyzed banks. This research has several advantages like: clearly and precisely analyzed housing credits offer in croatian banks based on available data, a wide range of housing credit variables and features of individually explored bank and their visualization using transparent tables. The biggest lack of this paper is impossibility of determination the best housing credit offer of observed banks due to the frequent variability of the conditions for providing housing credits. Based on such variability remains the space for further research and conclusions. Less
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:145:689090
Study programmeTitle: Financial Management
Study programme type: university
Study level: undergraduate
Academic / professional title: sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2019-09-09 17:31:02
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