The aim of this study is introduction in term and development of banking jobs and their fundamental features. Division of banking jobs and risks associated with banking jobs are listed in this paper. The first part of the paper explains banking jobs, their division and characteristics of every active banking job. The second part of the paper analyzes housing credits offer of Croatia banka d.d. Zagreb, Slatinska banka d.d. Slatina and Privredna Banka Zagreb d.d. based on available data and answer the question: is there the difference in housing credits offers of observed banks which is at the same time hypothesis of this paper. Scientific methods that have been used in this paper are: inductive method, deductive method, method of analysis and synthesis and proofing method. Differences in housing credits offers of explored banks are confirmed using early mentioned methods. The differences are visible in possible uses, amounts, ways and times of use and repayment of housing credits, interest rates on housing credits and security instruments on housing credits of analyzed banks. This research has several advantages like: clearly and precisely analyzed housing credits offer in croatian banks based on available data, a wide range of housing credit variables and features of individually explored bank and their visualization using transparent tables. The biggest lack of this paper is impossibility of determination the best housing credit offer of observed banks due to the frequent variability of the conditions for providing housing credits. Based on such variability remains the space for further research and conclusions.