This paper presents the results of the GEM survey in the Republic of Croatia in 2021., related to the individual attributes of entrepreneurs and social values related to entrepreneurship, entrepreneurial activity and its prevalence, and the entrepreneurial environment. The results of the research show that Croatia is a more enterprising country. Limiting factors relate primarily to the entrepreneurial environment. In Croatia, entrepreneurial activity is limited by access to money, government policies and programs, ie. regulatory framework and organization of public administration, quality of formal education for entrepreneurial competencies and quality of professional services needed by entrepreneurs, transition of research and development, professional and commercial infrastructure, market openness, barriers entry of that cultural and social norm. COVID-19 pandemic as well as the rising intensity of digitalization are significant factors taken into consideration. The quality of individual components of the business environment in Croatia is significantly lower than a large number of compared countries, including the European average. Market openness, related to the dynamics of change, and physical infrastructure encourage entrepreneurial activity. In addition, respondents' views show that very good banking services and credit resources, as well as government incentives, are available to new and growing companies, and that there is a sufficient number of consultants. Croatia has been showing the same shortcomings for many years. The biggest obstacle to progress is not doing, not taking the recommended activities.