With money finding it's way on the world based market, money loans started to appear as well. That's how loan becomes a necessary source for production and traffic infrastructure development. In the past, loans were based solely on trust, while today that isn't necessary. Today, loans are very widespread and they represent an easier way of getting funds for any bank client in need, and the bank gets a suitable interest rate. Lombard loans are a special kind of loans that banks or other specialized institutions approve based on a specific collateral. A collateral can be in gold, securities, fixed-term deposits, savings and similar. The bank approves them in a lower sum than the collateral's market value. A suitability for this type of loan is that there is no need for a guarantor and the credit rating of a client is not important. These are the banks chosen for a comparative analysis of lombard loans: Privredna Banka Zagreb d.d„ Zagrebačka banka d.d. i Podravska banka d.d„ Variables processed in the comparative analysis are: currency and the maximum value of a lombard loan, maximum value of loan approval charge, in what way an in which time the loan is repaid, with what collateral is it approved and the maximum value of the interest rate. Offers of lombard loans in researched banks have some similarities, but in other segments there are significant differences.