The final paper on the topic Analysis of the offer of cash loans in Croatian banks was discussed. The final work consists of two parts. The first part is the theoretical part and the second part is the practical part. The theoretical part explains how banking has developed throughout history in the world and in Croatia, how the first banks were formed and how the banking business developed. It is defined what banking and banking operations are and how they are divided depending on the principle of functionality, maturity and balance - analytical characteristics, the concept of bank and types of banks are described in detail depending on which function they perform and with which clients they cooperate. Active banking operations are also analyzed, where the term loan is defined and how loans are classified according to certain criteria. Long-term active banking operations and short-term active banking operations are described in detail. At the end of the theoretical part of the final paper, the concept of non-purpose loans is explained, as well as the types of non-purpose loans. In the practical part of the paper, cash loans in selected banks are analyzed, namely Privredna banka Zagreb d.d., Raiffeisenbank Austria d.d., Zagrebačka banka d.d.. The characteristics used in the loan analysis are the loan amount, repayment period, interest rate, monthly annuity, loan repayment security instruments. At the end of the practical part of the final paper, a representative copy of the cash loan in selected banks is presented.