Payment operations are an integral part of the economic system of any country. Their basic function is to enable a safe and effective use of cash as a means of payment as well as the execution of cashless payment transactions, i.e., the transfer of funds from the payer to the payee. A successful and safe fuctioning of payment operations is also of exeptional importance for the central bank. It is the institution responsible for the functioning of the national payment system, as well as for the overall financial system and all of its participants. The functioning of payment operations in the Republic of Croatia is regulated by a series of acts and bylaws, such as the Payment System Act, Electronic Money Act, Act on the Implementation of EU Regulations Governing Payment Systems, Act on Settlement Finality in Payment and Financial instruments Settlement Systems, Foreign Exchange Act, as well as other EU regulations. The Payment System Act governs payment operations, payment services, payment service providers, obligations to inform payment service users about the conditions for the provision of and about the provision and use of payment services for the purpose of the protection and security of financial market participants. Payment operations in the Republic of Croatia arre carried out through four payment systems: the Croatian Large Value Payment System (CLVPS), the National Clearing System (NCS), TARGET2 and EuroNCS. Payment services can be provided by payment service providers (credit institutions and electronic money institutions) as their business activity includes cash deposits and withdrawals, the execution of credit transfer payment transactions, standing orders, direct debits and money remittance, issuing and acquiring of payment instruments and execution of payment transactions through payment cards and other telecommunication, digital or IT device. This final paper analyzes the fees for for cash payment services among the observed banks (Zagrebačka banka d.d., Privredna banka Zagreb d.d. and Erste & Steiermärkischer bank d.d.).